Todd Lubar’s Success in Real Estate

Todd Lubar has been active in the world of real estate for over 20 years. Lubar got his start in 1995, as a loan originator with Crestar Mortgage Corporation. However, this conservative role would not hold his interest for long. With his intelligence and skill level, Lubar was soon ready for bigger and better things.

In 2002, Lubar started Legendary Properties, LLC. This company focused on residential properties: buying, remodeling and selling them. Legendary Properties quickly profited on over 200 homes by following this winning formula. These holdings were diverse, ranging from stand-alone homes to multi-family buildings.

Such resounding success only whetted Lubar’s appetite for more. In 2003, Lubar got into the business of lending in a bigger way than ever before. He opened Charter Funding, and as the years went by his knowledge and holdings expanded. Following the recession, Lubar understood that the market for new homes had changed. He cannily got into the demolition game, and bided his time until the market for homes recovered.

Recently, Todd Lubar got involved in lending to underserved clients. He did this by forming Legendary Financial, LLC. In helping people achieve their dream of home ownership, Lubar has found perhaps his most rewarding career shift yet.

Lubar is well known for his dedication to ethics and family, in addition to his business successes. As he has matured, so has his outlook. His two children form the core of his lifestyle, which still demands a lot of travel. In addition to his home in Bethesda, Maryland, Lubar spends a great deal of time on the west coast.

The TPP Trade Deal Falters

The short and tumultuous life of the Trans-Pacific Partnership (TPP) agreement has come to an end. The trade deal was mired in opposition and controversy amidst a public backlash. Ironically, Democrats and Republicans in Congress both supported the agreement. Voters, however, were extremely skeptical and wary of the deal. Hence, Bernie Sanders and Donald Trump were both very outspoken about it on the campaign trail. With Trump winning the United States’ presidential election, President Obama has dropped the TPP deal from his list of agenda items. TPP could not garner support in Congress at this juncture.


Does this mean the Trans-Pacific Partnership will never return? Time will reveal the answer to that question but, right now, public sentiment is very much against free trade agreements.


11 countries were to join the United States with the TPP deal. President Obama is now tasked with delivering the bad news to the other countries in a major meeting in Peru.


Once again, new trade deals are sure to be developed. Nations do have to trade with one another for the benefit of all countries’ economies. The specific one that takes the form of the TPP, however, has been scrapped. One major complaint about the TPP agreement is it was too long and very few people in the voting public knew much about its contents. In the current landscape of a heated presidential election, the public wouldn’t likely go for such a bill. Hence, it could not move through Congress.


Donald Trump campaigned heavily among blue collar workers and, during his campaigns, he lambasted trade deals. Trump’s winning of the White House sealed the fate of the Trans-Pacific Partnership agreement. Trump has noted he will renegotiate trade deals. So a new trade deal very well emerge, but with different terms, conditions, and components.


TPP is simply the wrong legislation at the wrong time. The shadow of the “Brexit” vote is cast over any multi-national deal. Populism seems to be outpacing globalism at this juncture.


Markets Make Surprising Rally After Trump Wins Election

With the election looming, the financial commentators fed people a story. They promised that if somehow Donald Trump pulled off a win, the markets would enter into a classic panic reaction creating a drop in stocks and other assets with a rally in bonds and safe-haven assets.

Tuesday night the market began a steady drop as the country watch Donald Trump take an unexpected victory. Some people called it the beginning of something worse to come, some said this was foretold, no one expected what actually happened.

The markets closed the week off at record highs. What happened was the exact opposite of what financial forecasters claimed would happen. The S&P ended up around 4% for the week, The bond market sold off which increases interest rates. Volatility measures are low.

So what does this all really mean? It means that some of the campaign promises Trump touted on the campaign trail are likely to lead to economic growth and corporate profits. His yearning to cut taxes on businesses, lower regulations and increase infrastructure spending means businesses foresee a better economic future. While it may or may not help boost the overall economy it will certainly boost the bottom lines of businesses.

The flip side is that If Trump renegotiates NAFTA it will wreak havoc with certain industries like the auto industry. A trade war with China or other big countries could take a hit on the $165 billion in US exports to China each year. If Trump follows through on deporting undocumented immigrants it would affect companies who rely on those people working for such a small amount of pay.

What the markets are saying in their surge is that they believe Trump will follow through on his plans that positively affect the nations growth more than they believe he will follow through on plans that will have little or no positive outcomes, some even harming the financial world.

In his victory speech, Trump mentioned specifically his plans to rebuild bridges, tunnels, roads, schools, hospitals, and airports and how he could put millions of Americans to work in the process. He has not yet made much mention of how he intends to handle the trade agreements or his plans for deportation. As he puts his cabinet together, the names that are floating around include those that are often more on the side of cutting taxes and regulations rather than resetting trade deals.

For now, America, and the rest of the world, watch and wait to see where the future leads. One thing is for sure, there is no clear path and no one knows for sure. The last few months of the election season were full of people guaranteeing what would and wouldn’t happen, and so far they have all been proven very wrong. For more detailed information on what has happened and why, check out this article by the NYTimes.


IAP continues to expand portfolio through strategic acquisitions

From its inception, IAP Worldwide has sought to grow its operations through quality acquisitions. Over the course of 60 years, its management has proven adroit at creating synergies through marriage to companies that can both compliment and add to IAP’s existing capabilities. This philosophy of growth through the acquisition of compatible businesses continues to the present.

Recently IAP acquired two business units from DRS Technologies. The first, its aviation and logistics division, is based out of Oklahoma City. IAP Worldwide projects this acquisition will add significantly to its stateside aerospace maintenance and operations capacity. The logistics business should similarly give IAP a larger presence in the Midwest.

The second unit bought from DRS was the Tactical Communications and Network Solutions division. This unit specializes in secure communications, network hardening and advanced cryptography for military-grade applications. IAP estimates this latter unit will add considerably to its already booming secure communications business, allowing for IAP Worldwide to bid on more contracts that require air-tight communications protocols.

Read more: IAP Worldwide Services Division Develops Afghanistan’s Air Traffic Control System

IAP, no stranger to MnA

IAP has been the toast of Wall Street underwriters more than once. But most of their mergers and acquisitions have generated symbiotic results for all parties. In 2004, IAP Worldwide made a bid for its largest acquisition to date – Johnson Controls. With this merger, IAP had acquired not only one of the largest, most successful logistics companies in the United States, but also its legendary subsidiary in Cape Canaveral, Florida.

What had started out as Pan Am Services and would eventually be swallowed by Johnson Controls in the late ’80s, was a company of rarefied pedigree on Pan Am Services, subsidiary of Juan Trippe’s iconic airline, had been awarded the contract to operate the Cape Canaveral launch facility before NASA had yet come into existence. It was 1953, the birth of the Space Age. And Pan Am Services was at ground zero for what in the following decades would become historic accomplishments of cosmic import, not just for Pan Am Services, but for humanity itself.

Starting with military launches, through the Saturn rocket program and Apollo missions, the Cape Canaveral launch facility was center stage for the most awe-inspiring feats the world had ever seen. This included putting a man on the moon in 1969.

Later, Pan Am Services was charged with overseeing the smooth operation of the Space Shuttle Program. IAP still maintains its headquarters at Cape Canaveral today.

IAP is a company with a rich history of well-planned acquisitions. This has strengthened its brand and added tremendous value for its clients. IAP will proceed on course, always looking for good matches while keeping the client’s needs priority one.

Wells Fargo Execs Discussed by Buffett

During the summer of 2016 one of the biggest stories in the financial world was the rumor and ultimate charge of a major scandal at Wells Fargo. The charges found that employees of Wells Fargo had been opening thousands of fraudulent bank accounts and credit card accounts in order to boost their personal sales goals. While the charge of opening fraudulent accounts was bad to begin with, the company ended up denying that any of the tasks were forced by the corporate office. After news came out, dozens of former employees discussed the very aggressive atmosphere and the insane pressure that they felt.


While execs at Wells Fargo had already received a significant amount of public relations nightmares, the former CEO recently received a very negative review by one of the wealthies men in the world. According to a recent news article (, Warren Buffet was on record saying that the recent issues at Wells Fargo should be placed on the shoulders of former CEO John Stumpf.


Buffett stated that he believed that Stumpf is ultimately a good man that made a horrible mistake. Buffett stated that the high-pressure sales tactics at Wells Fargo are due to a terrible corporate culture that started at the top of the company. Buffett stated that not only was the sales culture poor, but the worst part of the situation was that Wells Fargo and its executives did nothing to stop it or fix the system when they found out that all the accounts were being opened fraudulently.


Ultimately, Stumpf and other members of Wells Fargo have been severely penalized. The company as a whole received a fine of $185 million, which is one of the biggest fines ever, but the top executives were forced to resign from their jobs and forego millions of dollars in stock options and bonuses. Stumpf ended up stepping down in October and was replaced by Tim Sloan, who was previously the company’s Chief Operating Officer.

Entrepreneur Billy McFarland Has Opened The Luxury Door For Millennials And They Are Lining Up In Cities Across The Country

The Millennial generation is lso called the Gen Y generation. That generation includes people born between 1980 and 2000. Millennials represent the largest section of the American population. There are more than 93 million Millennials in the U.S., and that group has more than $200 billion worth of purchasing power. That’s why corporations are trying to attract Millennials as clients and customers.

But breaking into the Millennial world isn’t easy. In order to break in, you have to be in already. One New York entrepreneur is well aware of that. Billy McFarland, the 24-year-old founder of Spling, the online ad platform, has what it takes to crack the shell that exists around Millennial spending.

McFarland started Spling when he was 20, so he’s been immersed in the Millennial marketing for four years. Spling attracts Millennials, and it also attracts companies that want to do business with Millennials.

According to Bloomberg, Billy McFarland is one of those people that can’t rest on what he did yesterday. He decided to start an online social platform that offered members luxury perks, and a black metal membership card that resembled an American Express credit card. For $250 a year, members can get reserved seats at sporting events, trendy restaurants, and a pass into some of the hottest nightclubs in New York City.

Members can also attend functions at McFarlnad’s West Village townhouse. McFarland hosts art exhibits, dinners, cocktail parties, and other events at his townhouse. Members can also just have a few drinks and network at the Magnises townhouse.

In less than three years, Magnises has grown from a two-city concept to a four city social adventure. McFarland plans to open four more cities in 2017. The key to McFarland success is his willingness to offer Millennials luxury at rock bottom prices.

McFarland can do that because he has developed partnerships with some heavy duty corporations. Companies like Tesla and Johnny Walker want a large piece of the Millennial business, and they are willing to offer special deals to get that business. McFarland likes to say that the Magnises community is what drives the value, and he’s right about that.

Soros And The Clinton Machine Lost A Big Bet

George Soros, billionaire, philanthropist, and humanitarian does not lose too many bets. He is one of the most successful hedge fund investors on earth. Soros has many interests, and one of them is the Democratic Party. Soros funneled millions of dollars in super PACs that supported Hillary Clinton, and he spent millions more on outside influences that would help win the presidency for Mrs. Clinton. Soros was very vocal about his dislike for Donald Trump, and he told the world that every time he got the chance. But all the money and all the talk only fueled the win for Trump. And there is a good reason why Soros and other wealthy Democrats are licking their financial wounds now.



The first reason for the financial loss suffered by rich Clinton supporters was the Clinton decision to run against Trump. The Clinton camp believed they could beat Trump, so the DNC made sure Trump got the nomination in their own cagey way. The DNC also had the press in their back pocket during the campaign. Average working class Americas saw the collusion, and they didn’t like it. They were only a handful of media companies that didn’t blatantly and unethically try to tear Trump down. But Trump is hard to beat when it comes to being blatant and ethically suspect.



What the DNC and the media didn’t realize was they were playing Trump’s game. They took the bait. Trump didn’t have to spend the kind of money Clinton was spending because he knew he could play off the money Clinton was burning through to discredit him. Trump didn’t need to be discredited. He was already considered an outsider. He was content to endlessly bash Clinton and then contribute to her campaign’s additional need to squander the money given to her by wealthy supporters. Trump was able to do that through his undying message that the whole system is rigged. And the proof of the rigging was Clinton’s massive financial backing that came from the establishment that wanted to protect their power.


Clinton’s well-heeled financial backers won’t ask for a refund, but it’s safe to say Clinton’s ability to raise millions of dollars from the same benefactors is exhausted. Financing an election is expensive, and there is always a winner and several losers. This time one of the losers won, and he won big.




How to Find a Good Lawyer in Brazil

If you are searching for a reliable business lawyer in Brazil, look no further than Ricardo Tosto de Oliveira Carvalho – a highly regarded business litigation lawyer.

One way to find a lawyer is to contact friends and others you know and inquire if they have had any dealing with a lawyer in Brazil. Also business associates and professionals like doctors and accountants may be able to recommend a good lawyer. Some of these professionals always come in contact with people in the legal field, and can be a reliable source of information for reputable law firms and lawyers.

But before you make the decision to hire someone, be sure to perform background check on the lawyers you are considering. You can contact the law associations and bar associations in the area in which the lawyer is licensed, to find out if there has been any complaints or disciplinary actions filed against the lawyer or his or her office.

Next, you will want to request a consultation with the lawyer. This will give you the chance to learn more about the lawyer and his or her practice. During the consultation, you should be able to find out about the lawyer’s experience in the field and if he or she has handled cases that are similar to your type of legal issues. A lawyer who is well versed in handling cases like yours is a great choice. You need someone who is efficient and knowledgeable.

Ricardo Tosto de Oliveira Carvalho has an established history of obtaining successful results in the cases he handles. He specializes in business law and has addressed a multitude of legal matters for clients from a wide variety of industries. He handles cases for organization executives, high-profile individuals, large corporations, business owners, multinational companies and politicians.

With over 22 years of experience handling litigation matters, Ricardo Tosto is well versed in representing clients in all cases related to corporate or business dispute, contract lawsuits, breach of contract or commercial conflict. Ricardo Tosto has extensive experience in business and corporate litigation.

How Adam Milstein Helps His Nation

Adam Milstein is well known to American and Israeli Jews. They are aware of his great philanthropic efforts on behalf of Jewish causes, Israeli needs and causes, and on behalf of strengthening the American-Israeli relationship.There are three main branches of philanthropy that Adam Milstein engages in. He uses these three principles to guide his efforts and the efforts of his charity organization, the Adam and Gila Milstein Family Foundation. These three main issues are: Active Philanthropy, Life Path Impact, and Philanthropic Synergy.

Active Philanthropy means that Adam Milstein does not just donate money and then say that his work is done. No, he is actively involved in each and every effort and cause that he supports. He puts in his precious time to make sure that the effort is a success, and he graciously offers his expertise and advice to help things work out the right way.

Life Path Impact means that Adam Milstein looks for organizations that focus on improving and helping people through all stages of life. He supports organizations that have programs for young kids, programs for teenagers, and programs for adults.Synergy means that Adam helps organizations develop relationships with other nonprofit organizations, so that together, everyone can work together for the common good and to help make the world a better place.Adam was born in Israel. He helped serve and protect his people during the Yom Kippur War, when he served in the Israeli Defense Forces. He later graduated from the Technion. He later arrived in the United States, where he earned his MBA.

He founded many organizations in order to help out his people. He is the co-founder and the Chairman of the Israeli-American Council. He is on the board of many organizations as well, such as the Israel on Campus Coalition, StandWithUs, Hasbara Fellowships, Jewish Funders Network, AISH in Los Angeles, AIPAC, and the Los Angeles Board of Birthright, a program that organizes trips for American Jewish youngsters to the holy land. He founded with his wife an organization that provides free monthly books in Hebrew to over fifteen thousand people in America.

Malini Saba Uses The Past To Push Her Forward

Malini Saba is someone who has a lot of wisdom. This is one of the signs of success. After all, she is someone who has reached a better life and she has a lot to offer people who are coming after her. She has gone on many interviews and have shared her wisdom and experiences so that people will have some valuable to learn from her. This is one of the reasons she has become one of the most powerful and successful women in her industry. She has used her past experiences and heart breaks to move her forward to something that could satisfy her.


One thing that she tells people is that it is okay to fail. The most important thing about life is learning. If one learns from her failures, then her failures could be considered successes. Malini considers everything good and bad that happened to her to be successes because it has brought her to where she is. One thing that could be said for Malini is that she is full of energy and is very dedicated to her family. She takes the time to raise her daughter and teach her all there is to know about succeeding.


Malini does not rely on nannies to raise her daughter. She instead decides to raise her daughter by herself. One of the reasons behind this is that she is one of the greatest influences on her daughter. Also, there is a strong mother and daughter bond that needs to be preserved.


Among the tragedies that Malini has faced was the leaving of her boyfriend. However, she has managed to learn from that and move forward from this. This shows that she is someone who has a lot of strength in her life. She is someone that others can look to as an example of overcoming the odds and standing up in the face of adversity.


She has also put together a foundation that is dedicated to helping women that are in less fortunate circumstances. She has founded Stree: Global Investments in Women. This is to help women with tools and information on moving forward. Malini Saba makes sure that she has turned her negative experiences towards something positive.