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GreenSky Credit Introduces a New Revolution to the Financial Industry

With the current technological advancement adopted by GreenSky Credit, customers and the small financial creditors can comfortably relax as they transact their businesses. The organization has been for a long period providing lending support services to the small creditors who could be having a large customer base but have weak financial muscles to satisfy the needs of the customers. GreenSky Credit has been chipping in to avail the required funds to keep the business of the lenders running, at the exchange of a small commission on the outstanding balances of the borrowers. This partnership with the financial institutions has also brought about the growth aspect to GreenSky Credit where it has recorded a whopping $3.5 billion during the last valuation.

In the recent past, the organization has adopted some technology that seems to be transforming the way operations are run by the three parties; GreenSky Credit, the customers, and their financial creditors. The company has brought into use an online technology platform that enables the customers to directly apply for the loans that they require without visiting their immediate lenders. In this process, the borrowers visit the GreenSky’s website where they are required to key in their personal and loan application particulars. From there, the information is sent to the specific creditor for subsequent reviews after which GreenSky is authorized to release the loan amount for the use by the borrower.

The beauty of the platform is that the process takes minutes, which would otherwise take days or even weeks for the borrower to receive the funds for their use. Also, the process is more efficient in the sense that the customers are not required to travel to the lenders’ premises for them to access the loans. All they need is a phone or a computer with some internet access, and they can walk through all the processes from the comfort of their homes.

GreenSky has made the exemplary performance under the guidance of David Zalik, who is the President, CEO and the principal of the organization. The great crew of employees of the organization has also greatly contributed to the notable success that is reflected on the end of year valuation figures.

Green Sky Credit Files for a Confidential IPO

GreenSky Credit takes pride in its ability to differentiate itself from other tech companies just starting out. The company and its CEO, David Zalik, continues to shy away from receiving any outside seed money. Offering and arranging loans for home improvement, GreenSky Credit uses old-school methods to continue to fund its business operations.

Recently, the company confidentially filed to start the process for an initial public offering, cites the Wall Street Journal. If the company does go public, it could raise nearly $1 billion and increase its overall valuation to nearly $5 billion. If Zalik does take his company public, he would be among the few tech startups that did decide to list on Wall Street. Well known tech startups like Credit Karma, Stripe and Uber continue to shy away from going public.

Although the company did file for an IPO, it could decide to scrap the idea altogether and remain private. By filing confidentially, Zalik and GreenSky Credit can take the time to prepare for the IPO out of the public’s eye. Founded in 2006, Zalik has turned the company into one of the most prominent technology-based financial companies in the country. Zalik has years of experience working with banks, and in doing so transfers a big portion of the risk to well-known banks such as SunTrust, Fifth Third and Regions.

It is an ingenious move, which does not put GreenSky Credit on the hook for borrowers who default on their loan obligations. Additionally, Zalik earns his company money by setting up arrangements where the banks pay Green Sky Credit 1 percent for servicing rights, including generating the loans. Zalik’s company also gets paid 6 percent of any loan amounts.

Consumers who are interested in applying for a loan with GreenSky Credit can apply using their smartphones, and a decision usually comes through in a manner of seconds. With the share prices of well-known online lenders such as OnDeck and Lending Club falling dramatically, GreenSky Credit could position itself as one of the top online lenders with its frictionless business model, according to some analysts.


Bob Reina: A Most Thoughtful Human Being

Bob Reina is someone that when he does something, he is going to be put some real thought behind it and he is going to put his heart and soul behind it. Those are the best types of projects because they are passion projects and they are coming from a good place. Bob Reina, the CEO and founder of Talk Fusion, has really bought a lot of thought into this company since 2007. That is when he started it up, and he knew he was really catching lighting in a bottle. These days, most people take tablets, smartphones, and technology for granted. Back in 2007, they were just starting to gain some steam.


Bob Reina noticed this, and he wanted to be at the forefront of it and really be spearheading it for customers that were looking to expand their horizons. Everyone knows how hard it can be to find a good job. Heck, it can be hard to find any job for that matter. Because of this, people are looking for creative and new ways to gain income and have a job. One of those ways is Talk Fusion with its multitude of video applications. These applications can really help someone get off the ground and really motivate them to take that leap.


For a lot of people, they need to take that leap and they need to do what is necessary for themselves in order to be happy and also make money. They can be one and the same. People can do both. For a long time, they thought they were only going to have jobs that made them money and they were not going to have jobs that actually made them happy as well. For so long, they were “working for the weekend” as the song says as opposed to working to be happy each and every single day. Bob Reina has created a product that makes it a reality to be happy all of the time.


Talk Fusion is what they have been needing and wanting for quite some time, and Bob Reina is happy to be the man to deliver it to them. Learn more: http://www.superbcrew.com/talk-fusion-delivers-award-winning-video-communication-products-and-video-marketing-solutions/

Bob Reina Shares His Thoughts On Fighting Through Adversity

Talk Fusion Chief Executive Officer Bob Reina recently spoke on the topic of dealing with adversity. Persistence is a lesson that many people learn over time. Regardless of whatever it is that you pursue in life, you will likely have to deal with obstacles in pursuit of your goal. Unfortunately, Reina believes that many people have become prone to simply giving up.


Reina cites the rise in divorce rates as another sign that people are simply giving up. People are suddenly making quick decisions to give up on their jobs, relationships, and even their diets. People are constantly looking for quick gratification. People have become lazy and sensitive to change. Reina feels that whenever adversity happens, people should find something within themselves to continue moving forward.


Make A Commitment


It’s great to be successful, but you have to be aware that there may be struggles at times. It’s very tempting to just take a break. Before you know it, the passion and enthusiasm that you have begins to fade. Before you even realize it, you will start under performing. If the effort is not there, you will not achieve your desired result. As things start to deteriorate, you may look for excuses to rationalize why things are not going as you hoped that they would.


Do Not Quit


Find ways to motivate yourself every day to be successful. Have the mindset that you will do whatever it takes. Reina believes that anything that comes easy is not built to last. A common trait among successful people is the ability to rise up in the face of adversity. Do not give in to your desire to quit. Reina believes that people have more strength than they give themselves credit for.


About Bob Reina


Bob Reina is The Chief Executive Officer of Talk Fusion, a video marketing company. Reina has years of experience in the direct selling industry. Reina is known for his leadership and passion for philanthropy.


Before being introduced to the network marketing industry, Reina worked as a policeman. After learning more information about the industry, Reina knew that marketing was the next endeavor that he wanted to pursue. Reina believes that video chatting is the best tool to help people connect with each other. Reina recently announced that he will be developing Talk Fusion University, an educational tool designed to help aspiring business owners. Learn more: http://www.huffingtonpost.com/author/bobreinatalkfusion-704